Join Service CU for Your Online Banking Needs - Service Federal Credit Union (2024)

Offering a Variety of Options & Offers!

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Online Banking Accounts

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Primary Savings

The Simplest Way to Save

  • Earn 5% APY on the first $500*
  • “Pay yourself first” and plan for your future
  • Deposit just $5 to open an account
  • Become a member-owner of Service Credit Union
  • Access additional accounts options, apply for credit cards and loans, utilize members-only services

Open Now

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Everyday Checking

Personalized for Your Lifestyle

  • Mobile bill pay and remote check deposit**
  • Rewards on debit card purchases
  • Get paid up to two days early with direct deposit***
  • Flexible and personalized to fit YOUR needs

Open Now

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Certificates

A Smart Way to Save More

  • Dividends are compounded and credited monthly
  • Grow your savings with one of our promotional certificate rates
  • 24-Month Share Certificate at 4.50% APY†
  • 18-Month Share Certificate at 4.45% APY†
  • 12-Month Share Certificate at 5.10% APY†

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Discover the Service CU Difference

At Service CU, our members are actually part owners. This means, what’s important to you is important to us. Whether it’s saving for the future or bettering your financial health, we’re here to create a better future together.

Being an owner can also help you save year after year. Thanks to our low rates and ATM and ISA fee reimbursem*nts, members with an auto loan and Service CU checking save an average of more than $236 per year vs those using a traditional banking institution.††

Who Qualifies for Membership?

There are many ways to become a member of Service Credit Union! Membership is open to anyone in the below qualifying groups:

  • Active duty military, veterans, and their families
  • Anyone who currently works (or worked) for the Department of Defense, as well as their families
  • Members of one of our Select Employer Groups
  • Members of the American Consumer Council (ACC). Not a member? Visit the ACC online, click “join now” and use promo code “Service” to join free of charge.
  • Members of the Financial Fitness Association (FFA). Not a Member? Learn more about the FFA by clicking here. Ready to join? We’ll help you get signed up! Once you join the FFA, a confirmation email will come directly to you with all of your login credentials.

Ready to Get Started?

To apply online, by phone or in-branch, you’ll just need the following****:

  • Social Security Number
  • Driver’s License or Government ID
  • Current Home Address
  • Credit Card or Bank Routing Number to Fund your Account
  • $5 for depositing and 5 minutes

Become a Member

Featured Digital Banking Benefits

Join Service CU for Your Online Banking Needs - Service Federal Credit Union (4)

Pay your Service Credit Union loan on the go with online banking or the mobile app, and simplify life with recurring payments.

Join Service CU for Your Online Banking Needs - Service Federal Credit Union (5)

Keep track of all your payments and save time and money by paying online from your checking account.

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Online Deposit

Deposit checks directly from your mobile device or computer.**

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Pay with Zelle®

Send and receive money with Zelle® right from the Service CU mobile app. It’s fast, safe and easy. Simply open your mobile app, and go to “More” then “Send money with Zelle®” to enroll.

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Alexa Voice Banking

Use Alexa to access your account information by voice.

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Digital Wallet and Smartwatch Payments

Add your Service CU credit or debit card to your digital wallet for an easier way to pay. You can even add your info before your card arrives in the mail!

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Track your spending and set a budget to reach your goals more quickly.

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My Cards

Set spending limits and protect against fraud right from your mobile app.

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Opt in through Online Banking to receive all your credit union communications electronically.

What’s Important to You is Important to Us.
That’s Membership with Meaning!

Join Us Today!

* Rates shown are Annual Percentage Yield (APY), accurate as of 4/1/24, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Dividend rates and APYs are subject to change on the 1stand 16thof every month, as determined by the Board of Directors.Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

**Must be at least 18 years old to deposit checks remotely. Members between the ages of 13 and 17 years old must have a parent/legal guardian accept the terms and conditions. Standard funds availability policy and other restrictions apply. Please see terms of use agreement for additional details. Checks deposited in real time are subject to Service CU discretion.

***Immediate credit of your direct deposit to your Service CU account up to two (2) business days early is based upon when we receive your payroll from your employer. Service CU cannot assume any liability for not depositing these funds to your account early.

****Not applicable for all situations or individual circ*mstances. We may require additional information or documentation pending membership application review.

Rates shown is Annual Percentage Yield (APY), accurate as of 09/22/23, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Dividend rates and APYs are subject to change on the 1st and 16th of every month, as determined by the Board of Directors. Must be a member of Service CU or eligible for membership with at least $5 in a Primary Savings Account.

††Members of Service CU who fall into the Direct Deposit+ tier of our Everyday Checking account, on average save $236.49 a year based on ATM Surcharge reimbursem*nt, ISA fee reimbursem*nts and having auto loan that is $24,580.73 for 65 months at a discounted rate of 3.38% APR.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Join Service CU for Your Online Banking Needs - Service Federal Credit Union (2024)

FAQs

How to open a service credit union account online? ›

Open an account
  1. Sign in to Servus online banking and use the main menu to navigate to the Accounts tab.
  2. From the Accounts drop-down, select Open an account.
  3. From the Open an account page, select the type of bank account that best suits your needs.

How long does it take for a check to clear service with Credit Union? ›

The first $750 from a deposit of other checks (e.g. personal checks, business checks and payroll checks) will be available on the same day that we receive your deposit. The remaining funds will be available by the second business day after the date of your deposit.

How to transfer money from service credit union to bank account? ›

An external transfer allows you to connect your external bank with your Service Credit Union account for the purpose of transferring funds to and from the external account. To set up an external transfer, please follow these steps: Log into online banking. Click on the following: Transfer Funds>External Transfers. >

How much is it to open a bank account with Security Service Federal Credit Union? ›

Please call to apply: 1.888.415.7878

Must meet membership requirements and must open and maintain a Security Service Basic Savings Account with a $5 balance. The minimum balance required to open a Power Protected Checking account is $25.00. A minimum of $5 is required to earn APY for all Savings accounts.

How do I create a union online account? ›

Self-registration:
  1. Visit www.unionbankng.com from your browser.
  2. Click on “INTERNET BANKING”
  3. Click Not Enrolled? Sign up now!
  4. Input account number and click continue.
  5. Enter One Time Password (OTP) received via SMS.
  6. Choose username and password, confirm details and click submit.
  7. Login with your username and password.

Can I open union account online? ›

One just needs to submit the application and attach documents online instead of going to the bank yourself.

Can I deposit $5000 cash in a bank? ›

Depending on the situation, deposits smaller than $10,000 can also get the attention of the IRS. For example, if you usually have less than $1,000 in a checking account or savings account, and all of a sudden, you make bank deposits worth $5,000, the bank will likely file a suspicious activity report on your deposit.

How much money can you put in a bank without questions? ›

Depositing a big amount of cash that is $10,000 or more means your bank or credit union will report it to the federal government. The $10,000 threshold was created as part of the Bank Secrecy Act, passed by Congress in 1970, and adjusted with the Patriot Act in 2002.

What time in the morning do checks clear? ›

Knowing when your check is going to clear can be tricky, we want to give you some insight on what to expect. Generally, we finish processing the current business day's transactions, and updating account balances, by 8 a.m. CT on the next business day.

Can you withdraw money online at credit union? ›

Registered members can request a withdrawal through our online services (not available for junior accounts). Please enter your bank details very carefully. Online withdrawals are free, and will be processed within one working day, excluding Thursdays and bank holidays.

How to use Zelle with Service Credit Union? ›

To get started, log into online banking or your mobile app, navigate to Transfer Funds and select "Send Money with Zelle®". Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and you're ready to start sending and receiving with Zelle.

Can you transfer money from a credit union to cash App? ›

You can transfer money to Cash App by linking your bank account. To add a bank, tap the Banking tab on your home screen. Then, select Link Bank, and follow the prompts.

What is the spending limit for Security Service Federal Credit Union? ›

To place a travel notification on your Security Service debit card, call 1(888)434-8444 or log in... Is there a daily spending limit on my Power Debit Card? Daily transaction limits: $1,000 ATM withdrawal $12,000 signature-based transactions $12,000...

How much money do you need to open a checking account at a credit union? ›

Fund the Account

Once you deposit money into the account, you can start using it immediately. Fortunately, opening a credit union checking account typically requires a small deposit of between $5 and $25. You can fund your account using cash, check, debit card, or other electronic transfer.

What is the minimum balance for Security First Credit Union? ›

Minimum Balance Fee: $15.00 – Minimum balance of $5,000.00 required to avoid a $15.00 service charge.

How to set up online banking with Servus Credit Union? ›

To register for online banking, call us at 1.877.378.8728 or visit the nearest Servus branch. We'll give you a temporary user ID and password, which you'll use to sign in for the first time. Your first time signing in to online banking will take up to 10 minutes because you'll be setting your security credentials.

How do I join a local credit union? ›

The steps for joining a credit union are similar to ones you'd take to open an account at a bank:
  1. Consider what you want from a credit union. ...
  2. Confirm you meet membership requirements. ...
  3. Collect your required information and documents. ...
  4. Apply for membership. ...
  5. Make a deposit to your new account.
Mar 27, 2024

How much money is guaranteed in a credit union account? ›

All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000 per individual depositor. Credit union members have never lost a penny of insured savings at a federally insured credit union.

Can I open a joint credit union account online? ›

You should be able to complete the process in person or online. Both you and your partner will need to be physically present if you're opening an account in person.

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